PRIVACY POLICY

Privacy Policy

Effective Date: February 1, 2025

Last Updated Date: February 27, 2025
 

1. Introduction
Presto Home Loans Inc. ("Company," "we," "us," or "our") values your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our mortgage website https://prestohomeloans.com/. This policy also ensures compliance with The Campaign Registry (TCR) requirements.

2. Information We Collect
We may collect the following types of information when you interact with our Website:

  • Personal Information: Name, email address, phone number, mailing address, Social Security number, financial information, and other details provided when filling out forms or applying for mortgage services.
  • Automatically Collected Information: IP address, browser type, operating system, and browsing behavior through cookies and analytics tools.
  • Communication Data: Records of your interactions with us, including emails, phone calls, and text messages.

3. How We Use Your Information
We use the collected information for the following purposes:

  • To process mortgage applications and provide related services.
  • To verify your identity and assess eligibility.
  • To communicate via SMS, email, or phone calls regarding services, updates, and promotions.
  • To comply with legal and regulatory requirements, including TCR registration compliance.
  • To improve our Website and customer experience.

4. SMS & Communication Compliance
To comply with TCR regulations, we:

  • Obtain explicit consent before sending SMS communications.
  • Provide opt-out mechanisms in all SMS messages (e.g., "Reply STOP to unsubscribe").
  • Maintain logs of consent and opt-out requests.

5. How We Share Your Information
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party. However, we may share your information only in the following cases:

  • Service Providers: Third-party vendors assisting with mortgage processing, marketing, and customer support.
  • Legal Authorities: If required by law or regulatory obligations.
  • Business Transfers: In case of a merger, acquisition, or asset sale.

6. Data Security
We implement industry-standard security measures to protect your data from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure.

7. Your Choices & Rights

  • Opt-Out: You can opt out of marketing communications by following the unsubscribe instructions in emails or replying "STOP" to text messages.
  • Access & Correction: You may request access to or correction of your personal information.
  • Do Not Track: We do not respond to "Do Not Track" signals in browsers.

8. Third-Party Links
Our Website may contain links to third-party sites. We are not responsible for their privacy practices. We encourage you to review their policies before providing personal information.

9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with the "Last Updated" date.

10. Contact Us
For any questions regarding this Privacy Policy, please contact us at:

Presto Home Loans Inc.
Call Now : (844) 4-PRESTO
(844) 477-3786
Email:
Mariane.Leyson@prestohomeloans.com
[email protected]