NorCal's trusted CalHFA brokerage. Over Mariane Leyson's 30+ years of experience. Bay Area's smoothest close.
8 questions. No SSN. No credit pull. Get a general estimate of where you stand — and which path makes sense — before you commit to anything.
Full 1003 application. Lonnie AUS engine. A real pre-approval letter sellers take seriously — not a soft pre-qual that means nothing.
AI-powered intake, proactive underwriting prep, and Mariane Leyson's 30+ years of lender relationships combine for one of the fastest closes in NorCal.
How it works →Dream For All specialists. Already approved. When vouchers drop, Presto moves immediately — no learning curve, no delays.
Check eligibility →From challenged credit to keys in 90 days. A structured program — credit audit, rapid rescore, debt strategy, final application.
Start your path →Mariane holds both a mortgage broker license and a real estate broker license. One trusted professional from search to close.
Meet Mariane →The moment CalHFA sends your Dream For All voucher, a 90-day window opens. You need a home under contract and a CalHFA-approved lender locked in before it closes. Presto is approved, positioned, and ready to move the instant yours arrives.
If your credit needs work, don't wait years — and don't let another lender tell you to come back later. The 90-Day Path is Presto's structured program: credit audit, debt reduction, rapid rescore, and final application. Three phases. One result.
Full report review, dispute errors, identify fast-impact moves.
Targeted paydown strategy, CalHFA eligibility check, lender match.
Credit pull confirmation, pre-approval issued, home search begins.
days. Your new timeline.
"Thank you Presto home loans for giving us above and beyond service. We would like to thank Julius, Ruth and Marianne for..."
"Presto Home Loans efficiency was remarkable. As first-time home buyers, we were nervous about the whole process but..."
"Tita Leni referred me to Tita Mariane, the whole team from Presto Loans were so helpful in all aspects. They are very..."
From the Bay Area to the Central Valley, Presto closes loans across Northern California.
SF Bay Area · San Mateo County
→Sacramento County · Elk Grove
→Silicon Valley · Santa Clara County
→San Joaquin County · Central Valley
→Solano County · North Bay
→Central Valley · Fresno County
→No SSN. No credit pull. A general estimate, not a credit decision.
Eight quick questions. No commitment.
Tell us where you are. We'll show you the fastest path to your keys.