Estimate your monthly payment below, then start your actual pre-approval with Presto. No credit pull. No commitment. Just clarity on your next move.
This is an estimate only. Actual rate, payment, and approval depend on your credit, income, property, and market conditions. Get pre-approved for your real number.
The calculator gives you an estimate. Your actual rate depends on your credit, income, loan type, and property. Presto's pre-approval is free, takes no credit pull at the initial stage, and gives you a real number — not a guess.
Or call Presto directly for complex situations.
Dream For All vouchers provide up to $150,000 in down payment assistance. If you received one, your 90-day clock is running. Presto is approved and ready to move immediately.
CalHFA Info →As low as 3% down. Best for good credit buyers. Drops PMI at 20% equity. Most flexible for NorCal price points.
3.5% down. More flexible credit requirements (min 580). Strong CalHFA pairing option. MIP for life of loan.
Up to $150K assistance. First-time buyers at or below 120% AMI. Presto is approved. Pairs with conventional or FHA first.
For Bay Area and Silicon Valley buyers above conforming limits. Portfolio lenders, flexible guidelines, competitive rates.
The calculator gives you a starting point. Mariane gives you the actual rate, the right program, and a clear close date. No credit pull. No commitment.